Lainahakemus
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// Constants
const INTEREST_RATE = 0.045; // 4.5%
const MONTHLY_FEE = 5; // €5 monthly fee
// Initialize form elements
const loanAmount = document.getElementById('loan_amount');
const loanPeriod = document.getElementById('loan_period');
const email = document.getElementById('email');
const phone = document.getElementById('phone');
const marketing = document.getElementById('marketing');
// Set up event listeners
loanAmount.addEventListener('input', () => updateValue('loan_amount'));
loanPeriod.addEventListener('input', () => updateValue('loan_period'));
// Set up dropdown listeners
document.getElementById('loan_amount_dropdown').addEventListener('change', function() {
document.getElementById('loan_amount').value = this.value;
updateValue('loan_amount');
});
document.getElementById('loan_period_dropdown').addEventListener('change', function() {
document.getElementById('loan_period').value = this.value;
updateValue('loan_period');
});
document.getElementById('loanForm').addEventListener('submit', submitForm);
// Validation state
const isValid = {
email: false,
phone: false,
marketing: false
};
function updateValue(id) {
const element = document.getElementById(id);
const dropdown = document.getElementById(id + '_dropdown');
const value = element.value;
// Update display value
if (id === 'loan_amount') {
document.getElementById(id + '_value').textContent = Number(value).toLocaleString('fi-FI') + ' €';
} else {
document.getElementById(id + '_value').textContent = value + (value === '1' ? ' vuosi' : ' vuotta');
}
// Sync dropdown
dropdown.value = value;
// Calculate loan
calculateLoan();
}
function calculateLoan() {
const amount = parseFloat(loanAmount.value);
const years = parseInt(loanPeriod.value);
const monthlyRate = INTEREST_RATE / 12;
const months = years * 12;
// Calculate base monthly payment without fee
const baseMonthlyPayment = (amount * monthlyRate * Math.pow(1 + monthlyRate, months)) /
(Math.pow(1 + monthlyRate, months) - 1);
// Add monthly fee
const totalMonthlyPayment = baseMonthlyPayment + MONTHLY_FEE;
// Calculate total cost including fees
const totalCost = (totalMonthlyPayment * months);
// Calculate effective annual rate (APR)
// We need to find the interest rate that makes the present value of all payments
// equal to the loan amount when including the monthly fee
let effectiveRate = INTEREST_RATE; // Start with nominal rate
const PRECISION = 0.0001;
const MAX_ITERATIONS = 100;
let iterations = 0;
// Newton-Raphson method to find the effective rate
while (iterations < MAX_ITERATIONS) {
const monthlyEffRate = effectiveRate / 12;
const pvFactor = Math.pow(1 + monthlyEffRate, months);
// Calculate present value of all payments using current effective rate
const pv = totalMonthlyPayment * (1 - 1/pvFactor) / monthlyEffRate;
// If present value is close enough to loan amount, we've found our rate
if (Math.abs(pv - amount) < PRECISION) {
break;
}
// Adjust effective rate
const pvDerivative = totalMonthlyPayment *
(months/(pvFactor * monthlyEffRate) - (1 - 1/pvFactor)/(monthlyEffRate * monthlyEffRate));
effectiveRate = effectiveRate - (pv - amount) / pvDerivative;
iterations++;
}
// Update display
document.getElementById('monthly_payment').textContent = totalMonthlyPayment.toFixed(2) + ' €';
document.getElementById('total_cost').textContent = totalCost.toFixed(2) + ' €';
document.getElementById('effective_rate').textContent = (effectiveRate * 100).toFixed(1);
document.getElementById('example_text').textContent =
`${amount.toLocaleString()} € laina ${years} vuoden maksuajalla. Kuukausierä sisältää lyhennyksen ja koron.`;
}
function submitForm(event) {
event.preventDefault();
validateField('email', email);
validateField('phone', phone);
validateField('marketing', marketing);
if (!isValid.email || !isValid.phone || !isValid.marketing) {
return;
}
// Show loading indicator
document.getElementById('loading-indicator').style.display = 'block';
// Submit form
const formData = new FormData(this);
// Add URL parameters to form data
const urlParams = new URLSearchParams(window.location.search);
for (const [key, value] of urlParams) {
formData.append(key, value);
}
fetch('/lab00/precheck.php', {
method: 'POST',
body: formData
})
.then(response => response.text())
.then(url => {
document.getElementById('loading-indicator').style.display = 'none';
window.location.href = url;
})
.catch(error => {
document.getElementById('loading-indicator').style.display = 'none';
console.error('Error:', error);
});
}
function validateField(id, field) {
let isFieldValid = true;
let errorMessage = '';
switch (id) {
case 'email':
const emailRegex = /^[a-zA-Z0-9._%+-]+@[a-zA-Z0-9.-]+\.[a-zA-Z]{2,}$/;
isFieldValid = emailRegex.test(field.value);
errorMessage = 'Syötä kelvollinen sähköpostiosoite';
break;
case 'phone':
const phoneRegex = /^(0\d{6,}|(\+358|00358)\d{5,})$/;
isFieldValid = phoneRegex.test(field.value.replace(/\s+/g, ''));
errorMessage = 'Syötä kelvollinen puhelinnumero';
break;
case 'marketing':
isFieldValid = field.value === '1';
errorMessage = 'Hyväksy palvelun ehdot jatkaaksesi';
break;
}
isValid[id] = isFieldValid;
const errorElement = document.getElementById(id + 'Error');
if (!isFieldValid) {
errorElement.textContent = errorMessage;
errorElement.style.display = 'block';
if (field.style) field.classList.add('error-border');
} else {
errorElement.style.display = 'none';
if (field.style) field.classList.remove('error-border');
}
return isFieldValid;
}
function toggleSwitch(el) {
el.classList.toggle('active');
marketing.value = el.classList.contains('active') ? '1' : '0';
validateField('marketing', marketing);
}
// Initialize dropdowns
function populateDropdowns() {
// Loan amount dropdown
const loanAmountSelect = document.getElementById('loan_amount_dropdown');
for (let i = 500; i <= 70000; i += 500) {
const option = document.createElement('option');
option.value = i;
option.textContent = i + ' €';
loanAmountSelect.appendChild(option);
}
// Loan period dropdown
const loanPeriodSelect = document.getElementById('loan_period_dropdown');
for (let i = 1; i <= 15; i++) {
const option = document.createElement('option');
option.value = i;
option.textContent = i + (i === 1 ? ' vuosi' : ' vuotta');
loanPeriodSelect.appendChild(option);
}
}
// Initialize values
populateDropdowns();
calculateLoan();
function getParamsFrontpage( name ) {
var url = window.location.search.replace("?", "");
var request = {};
var pairs = url.substring(url.indexOf('?') + 1).split('&');
for (var i = 0; i < pairs.length; i++) {
if(!pairs[i])
continue;
var pair = pairs[i].split('=');
request[decodeURIComponent(pair[0])] = decodeURIComponent(pair[1]);
}
if( typeof(request[name]) == "undefined") {
return "";
} else {
return request[name];
}
}
var salusgroup = {"publisher":{}, "prefill":{}};
if (getParamsFrontpage("sub")!='') {
salusgroup.publisher.pubidsub1 = getParamsFrontpage("sub");
}
if (getParamsFrontpage("sub2")!='') {
salusgroup.publisher.pubidsub2 = getParamsFrontpage("sub2");
}
if (getParamsFrontpage("sub3")!='') {
salusgroup.publisher.pubidsub3 = getParamsFrontpage("sub3");
}
if (getParamsFrontpage("sub4")!='') {
salusgroup.publisher.pubidsub4 = getParamsFrontpage("sub4");
}
if (getParamsFrontpage("fbclid")!='') {
salusgroup.publisher.pubid_reference = getParamsFrontpage("fbclid");
}
if (getParamsFrontpage("fbclid")!='') {
salusgroup.publisher.pubidsub1 = 'facebook';
}
if (getParamsFrontpage("gclid")!='') {
salusgroup.publisher.pubidsub1 = 'google';
}
if (getParamsFrontpage("utm_source")=='google') {
salusgroup.publisher.pubidsub1 = 'google';
}
if (getParamsFrontpage("gclid")!='') {
salusgroup.publisher.pubid_reference = getParamsFrontpage("gclid");
}
// if (getParamsFrontpage("pubidsub1")=='email') {
// salusgroup.publisher.pubidsub5 = 'cps';
//}
salusgroupClickTrack.publisher.pubid = '6555';
salusgroupClickTrack.countrycode = 'fi';
salusgroupClickTrack.publisher.pubidsub1 = '';
salusgroupClickTrack.publisher.pubidsub2 = '';
salusgroupClickTrack.publisher.pubidsub3 = '';
salusgroupClickTrack.publisher.pubidsub4 = '';
salusgroupClickTrack.publisher.pubidsub5 = '';
salusgroupClickTrack.chat = false;
salusgroupClickTrack.run();
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imgs.forEach(img => {
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}
});
});
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entries.forEach( ( entry ) => {
if ( entry.isIntersecting ) {
let lazyloadBackground = entry.target;
if( lazyloadBackground ) {
lazyloadBackground.classList.add( 'e-lazyloaded' );
}
lazyloadBackgroundObserver.unobserve( entry.target );
}
});
}, { rootMargin: '200px 0px 200px 0px' } );
lazyloadBackgrounds.forEach( ( lazyloadBackground ) => {
lazyloadBackgroundObserver.observe( lazyloadBackground );
} );
};
const events = [
'DOMContentLoaded',
'elementor/lazyload/observe',
];
events.forEach( ( event ) => {
document.addEventListener( event, lazyloadRunObserver );
} );
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